07.24.13 | 5 Ways to Cover College Costs

Paying for CollegeWhether you’re a soon-to-be freshman or second semester senior, it is never easy to figure out how to cover the costs of college. With tuition and hidden fees of private colleges averaging out to about $40,000 per year, many of you are still wondering how your family is expected to pay for $35,000 of your education, even after having received your Student Aid Report (SAR) three months ago. To help you out in your pursuit of a college degree, here are 5 ideas for paying for college when Federal aid comes up short.

Befriend the Financial Aid Office

If you are disappointed by the amount of financial aid that you receive, try talking to your financial aid office. Many colleges have an appeal process for financial aid, so get on a first-name basis with someone in the financial aid office and see what else can be done.

Search for Scholarships

There are millions of dollars in scholarships that go unclaimed every year, so why not spend a few days this summer searching and applying for as many scholarships as you can find? On average, you will win 1 out of every 10 scholarships that you apply for, so don’t get discouraged. For starters, try visiting our recommended scholarship search website, or try winning scholarships through the ScholarshipPoints program. (more…)

10.25.12 | New Scholarship Search Ideas for Students

Posted in Financial Aid, financial aid tips, Scholarships by Student Loan Network Staff

Student Scholarship ListsWith millions of students putting in the effort to search for scholarships, it seems a shame not to share the findings! That’s why StudentScholarshipSearch.com asked students, just like you, to suggest their scholarship lists – and the results were fantastic! Students picked topics that were important to them, created their lists, and now they’re being shared with you!

From scholarships for southpaws to no essay scholarships, and scholarships for single parents, it’s never been easier for students to find scholarships relevant to them. To find a student scholarship list relevant to you, head on over to StudentScholarshipSearch.com and get started!

We should also mention that if you’re a student who has put a lot of time into researching scholarships, you can share your list, too. Suggest a list and help other students find scholarships – after all, why reinvent the wheel?

10.11.12 | New Ways to Search for Scholarships

Posted in Financial Aid, financial aid tips, News, Scholarships by Student Loan Network Staff

Student Scholarship Search HomeFinding scholarships is tough. With so many students looking for aid, many often get discouraged and stop applying. However, searching for scholarships has never been easier. Recently relaunched, the new StudentScholarshpSearch.com allows students to find scholarships quickly and easily, no registration required!

With Student Scholarship Search, you can find scholarships for all sorts of things like state scholarships, scholarships by interest or even by career. The important thing when searching for scholarships is to look for what’s unique to you. Are you a 6’5″ girl? Search for tall scholarships. Do you live in Hawaii? There are scholarships for that too. Searching for scholarships is more effective when you narrow down your criteria – it’s less overwhelming, and you can be more productive.

To make it even easier, you could always use the scholarship matcher, which identifies applicable scholarships based on 5 simple questions like your GPA or gender. Or you can check out scholarship lists created by other students with your interests.

With thousands of scholarships in one place, you can now spend less time hunting, and more time winning money to help get you through school.

Head on over to StudentScholarshipSearch.com to see what scholarships you can find!

03.08.12 | Avoid these top scholarship mistakes!

Posted in Financial Aid, financial aid tips, Scholarships by Student Loan Network Staff

Scholarship MistakesStudent loans can be a crucial part of paying for college, but don’t forget there are other options that should be exhausted first- like scholarships. Many students know they should apply for scholarships, but either don’t have the time or get frustrated when they don’t win. We want to help, because let’s face it, free money for college is better than high-interest money for college.

StudentScholarshipSearch.com has developed an awesome infographic to help students win money: The Top 5 Scholarship Application Mistakes. Learn about some of the most common reasons why students are unable to snag a scholarship, and what you can do to turn your luck around.

While you may not win all of the scholarships you apply for, hopefully the tips from this infographic will get you on your way! And remember, apply apply apply!

04.05.11 | Not Enough Aid? What to do Next

Posted in Financial Aid, Private Student Loans, Scholarships by Student Loan Network Staff

So you’ve gotten your financial aid award package from your schools but you didn’t get as much federal aid as you had hoped. Now what? Well, there are some other financial options for you to consider.

Scholarships

Scholarships can be a great way to fill the gap between the aid you received and the aid you need. ScholarshipPoints.com gives away monthly $1,000 scholarships, and the best part is, it’s open to all students enrolled in college! There are none of the restrictions that most other scholarships have, if you participate, you can win! The program is pretty simple too- you earn points by completing surveys, or reading blogs, then you can enter these points into our monthly drawings! Easy as pie. PLUS, there are quarterly $10,000 drawings, so there’s really no reason no to join.
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10.20.10 | Paying for College With Scholarships

Posted in Scholarships by Student Loan Network Staff

Finding scholarships can be a daunting task. Because of this, students often wonder if paying for college with scholarships is even possible. With so many different kinds of scholarships out there it can be difficult to figure out where to find the right ones and how to approach the application processes. To break through some of the clutter, ScholarshipPoints has recently added some new resources about various types of scholarships, where they can be found, and who should apply for them.

Read the entire post here…

10.01.10 | Looking for a Scholarship? Hassle-free is Key.

Posted in Scholarships by Evan Jacobs

If you’re like me, you probably took one look at most scholarships’ requirement to write an essay and groaned. 500 or 1,000 words are perhaps a small price to pay for free money for college, but not all of us are so gifted with the writing gene.

Thankfully, there are other options. Have you ever checked out ScholarshipPoints?

Their model is pretty different from other sites I’ve seen in that they,

  1. Don’t charge for their services (it’s free!), and,
  2. Don’t require you to write a grueling essay just for the chance of winning.

Instead, you complete different activities to build up the site’s currency — scholarship points. These “points” become the raw entries into their monthly and quarterly scholarships (up to $10,000!) and the more points you use, the better chance you have of winning.

As far as the activities go, none of it is particularly intensive. Reading a blog is a common one or filling out a simple opinion survey. All in all, much less frustrating and stressful than having to pump out words you probably don’t care about or want to write.

Check out ScholarshipPoints »

(If this doesn’t sound like it’s for you, they also have a scholarship search engine called StudentScholarshipSearch.)

07.02.10 | June 2010 Scholarship Winners

Posted in Scholarships by Kristin Morris

If you haven’t already heard, yesterday ScholarshipPoints.com announced the June 2010 Scholarship Winners.  Winners have three days to claim their scholarship before it is awarded to the next runner-up, so check now to see if you won!

Between the June 2010 $10,000 Scholarship Drawing on June 15th, and other sponsored scholarships, ScholarshipPoints awarded a total of $18,000 last month. Don’t miss your chance to win free money for college! Login now to enter the July $1,000 Free College Scholarship, one of this month’s sponsored scholarships worth up to $7,000 or the September 2010 $10,000 Scholarship Drawing.

Login to ScholarshipPoints |    Join ScholarshipPoints

03.29.10 | Your Step-by-Step Guide to Paying for Grad School, Part Two

Posted in Graduate Loans, Scholarships, Stafford Loan by Evan Jacobs

This is the second installment in a three-part blog series on paying for grad school. In case you missed it, here is part one.

Scholarships. These are the best option to paying for school (because they needn’t be paid back), and there are thousands of awards available from coast to coast for prospective graduate students. To start looking, visit http://www.studentscholarshipsearch.com/ and use the search term “graduate”.

Federal loans. You might be surprised to learn that graduate students have many of the same options to borrow money from the federal government as undergraduate students. In some cases, they can be even better. Like before, you must fill out your FAFSA form to determine how much you may receive in subsidized and unsubsidized Stafford loans. One major difference between undergraduate and graduate federal loans is that the annual loan limits are much higher for graduate. The lifetime aggregate Stafford loan limit is $138,500 for graduate students. As long as you are enrolled at least half the time, you are eligible.

Graduate students also have access to federal Graduate PLUS loans. These federal loans have a low, fixed interest rate and are based on your credit rating. The yearly limit on a Grad PLUS Loan is equal to your cost of attendance minus any other financial aid you receive. So if your cost of attendance is $75,000 and you receive $45,000 in financial aid, you may not borrow more than $30,000.

One of the perks of being a grad student is that you have a number of options for repaying your federal loans. Typically, you have ten years to pay off a graduate Stafford loan. You also may opt for a graduated repayment option, which sets your payments low at the start and then gradually increases them as your income increases. The income-sensitive repayment can option can also be useful if your job security is in question, as loan payments in that instance change as your income raises or drops.

Next week: Your private student loan options.

10.08.09 | Stafford Loan Benefits are Plentiful

Posted in Stafford Loan by Kristin Morris

What do you like most about the Stafford loan?  Is it the low fixed interest rate?  Is it the fact you don’t have to begin repayment until you are out of school? How about the fact you don’t need a co-signer at a time when everyone is required to have a co-signer on a loan?  Or perhaps it’s the possibility of having your entire loan balance forgiven if you go into certain fields.  It seems there is no shortage of reasons to love the Stafford loan.  Stafford loans are like the loan for the people, though they do have set thresholds.

Keep in mind if you do fall short of the funds you need you can always go the private student loan route, though those loan types do requre a co-signer.  You can also look into scholorship opportunites.  You can search a scholarship database or sign up to be a Scholarship Points member with a chance to win one of the free monthly scholarships given away to students here in the United States. Monthly scholarship awards range from $500 to $10,000 per month.