Graduate Student Debt | 09.12.07

Posted in Student Loans By Student Loan Network Staff

I recently read an article on Graduate student and the debt burden that they often carry – not only is undergraduate school debt often present, but graduates typically don’t have the parental/family contribution that they had while an undergrad student. As the article mentioned, graduates have about $8,000 in credit card debt – made up of charges from books, transportation and college or university fees. It also doesn’t help that most undergraduates graduate with about $3,500 in credit card debt, so it’s no surprise that the bills keep racking up.

The best option for graduate students is to consolidate all undergraduate debt. On a Federal loan consolidation, payments and interest rates are fixed for life, meaning no “surprise” monthly bills that creep up on you. The best part, is that payments can be fully deferred while you are enrolled in school.

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2 Responses to “Graduate Student Debt”

  1. Lynn Arditi says on January 29, 2008 at 5:23 pm:

    I am a staff writer at The Providence Journal in Rhode Island and I’m doing a story on the middle-class squeeze. I’m looking for people to interview who live in Rhode Island and are struggling to pay off student loans – ie. working extra jobs, scrimping on groceries, etc. If you are willing to be interviewed, please contact me by e-mail: and send me a daytime phone number where I can reach you. Thanks, Lynn

    Reply To This Comment
  2. Teshome Ayehu says on October 5, 2007 at 6:27 am:

    I want your aid to complete my MBA at Maharishy Univesity of Management.Found at UsA.Ihoa state.

    Reply To This Comment

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