Selective Service and Financial Aid | 04.11.11

Posted in Financial Aid, Graduate Loans, Stafford Loan, Student Loans By Student Loan Network Staff

Guys, I’m sure most of you are well aware of the option to register for Selective Service (yup, the draft) once you turn 18, but did you know that it could have severe financial repercussions if you don’t? Unfortunately, many students either do not sign up on purpose or simply forget to, however this can affect how much money you get for school!

There is a federal rule that states that “Any man required to register with Selective Service at any time must have done so to receive aid.” If you’re 25 or younger, make sure to register because after this age, it is impossible to register and you will be unable to receive federal aid from that point forward (or at least until the law changes).

Tips to avoid disaster:

  1. Even if you’re not planning to go to school right now, still register! You may want to go back for your degree later in life.
  2. Don’t assume you’ve automatically registered when you register to vote, not all states do this!
  3. Double check that you are registered and get paper confirmation! Government offices do make mistakes, don’t allow yourself to fall through the cracks. You can go to the selective service website to find your name on the list of registered males, and while you’re there, print off a copy to have on hand.

What if you’re over 25?

You’ll have to prove that your lack of registration was not knowing and willful. This means providing as much information as possible as to why you did not register. For example, if you were living abroad at the time, this would be a legitimate reason why you may have forgotten to register. In order to go through with this process, you should contact your financial aid office.

If you are still unable to get federal aid for school, private student loans can be another good way pay for school.

For more information on these Selective Service rules, read this publication from the Department of Education.

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3 Responses to “Selective Service and Financial Aid”

  1. B. Johnson says on June 8, 2011 at 10:04 pm:

    I’m in my mid 40′s, professional in the financial industry, family, and by accounts quite “savvy” and up on just about everything. But I HAVE NEVER, EVER IN MY ENTIRE LIFE seen or read any ad speaking to the requirement for men to register for the selective services. There’s not a day that goes by that a “Be All You Can Be” or “Army Strong” or “The Few The Proud The Marines” commercial is aired. No one of those commercials (including fine print) speaks to this civil duty. I’m shocked that a congressional person hasn’t challenged this matter, and attempted to support this sad matter. Someone needs to bring this up, shed some light, expose the government for “allowing” this to go on. I’m certain that this has destroyed the opportunity for several young men to receive higher education. HOWEVER, while many are still meeting their obligations to TAXES!! Thanks American Government….wow…#BS Spread the word, lets make this matter viral…. certainly more important than Weiner Gate… #AmericanPriorities

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  2. S.Lancaster says on April 12, 2011 at 12:18 pm:

    Working in the financial aid profession for over ten years you see a lot of wierd things come down the proverbial pipe. Many of these issues experienced are as a result of some fradulent manuever to receive financial aid. In light of these circumstances the only time my heart really goes to many of our non-traditional adult learners is when I encounter someone that has failed to register for SS. In many cases the issue more so than not is that the student was actually unaware of this civic responsibility or where truly unable to register (We encounter a great deal of students that were incarcerated for years and as a result never even knew or thought because of their criminal backgroung they would be unable to serve their country therefore failing to register). As mentioned in this article we do everything possible to better educate students regarding the severity of this one step in their ability to receive the necessary funding to cover their educaitonal pursuits.

    Reply To This Comment
    • Student Loan Guru says on April 12, 2011 at 12:52 pm:

      @S.Lancaster- Thank you for your input! We’re always grateful to get opinions from other professionals in the field. It’s definitely heartbreaking when students wanting to better educate themselves are denied for reasons like this.

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