Pell Grant Eligibility | 09.14.09

Posted in FAFSA, Financial Aid, PLUS Loans, Stafford Loan By Kristin Morris

What qualifies me for a federal Pell Grant

  • The first thing you need to do is complete your FAFSA. Your FAFSA is the key to any and all financial aid.
  • Second, you must be enrolled in an undergraduate course of study, though there are some rare teaching certificate exceptions
  • If you have received an associate degree, or any diploma below a baccalaureate, and you enroll in another undergraduate program you are still eligible.

What would make me ineligible for a federal Pell Grant

  • If you already earned a baccalaureate
  • If you are pursuing a professional degree such as pharmacy, dentistry, or veterinary medicine. Professional degrees are not considered undergraduate, and thus, are not eligible.
  • Securing your bachelors degree from another country, unless the school provides written documentation stating that your degree is not equivalent to a U.S. bachelors degree.
  • If you are currently incarcerated

Additional Notes

  • Undergraduate studies are usually only four or five academic years. If the program is longer, like a six-year pharmacy program, then students are considered undergrads for only the first four years unless the school designates that the graduate program begins after the end of the third academic year.
  • Grants and scholarships are always what you should strive for first as they do not require repayment. Join scholarshippoints.com for FREE for a chance at winning over a $100,000 worth of scholarship money for school.

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One Response to “Pell Grant Eligibility”

  1. scholarships and grants says on September 2, 2011 at 1:19 am:

    Thanks for discussing your ideas. A very important factor is that college students have an alternative between fed student loan and a private student loan where it really is easier to opt for student loan debt consolidation reduction than over the federal education loan.

    One important thing is that while you are searching for a student loan you may find that you’ll want a cosigner. There are many cases where this is true because you may find that you do not possess a past history of credit so the lender will require you have someone cosign the borrowed funds for you. Good post.

    Thanks for this article. I’d also like to express that it can become hard when you’re in school and just starting out to initiate a long history of credit. There are many learners who are merely trying to pull through and have a good or favourable credit history can often be a difficult element to have.

    I have learned many important things through your post. I’d also like to convey that there can be situation in which you will apply for a loan and don’t need a cosigner such as a Government Student Aid Loan. In case you are getting a borrowing arrangement through a classic creditor then you need to be made ready to have a cosigner ready to assist you to. The lenders will base any decision on a few variables but the most important will be your credit standing. There are some lenders that will furthermore look at your job history and choose based on this but in many cases it will depend on your score.

    One other issue is that if you are in a problem where you do not possess a cosigner then you may really want to try to wear out all of your federal funding options. You will find many grants and other free college funding that will provide you with finances to support with school expenses. Thanks alot : ) for the post.

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