Federal vs. Non-Federal Work-Study | 10.02.09
Did you know that you do not need to demonstrate financial need to qualify for a work study at school?Â Both federal and non-federal work-study programs exist.
Federal work-study programs are based on demonstrated financial need. An individual must meet certain eligibility requirements and complete a FAFSA. On your FAFSA you will want to make sure you mark “yes” to the question asking if you are interested in student employment. If you are eligible your FWS award will be listed on your awards letter from the school. If you did not qualify for any reason but are still interested you may be able to scoop up a non-federal work-study job.
The Non-Federal Work Study is not based on financial need which means any student is eligible. You should inquire with your school about any available opportunities on campus. It is generally advisable to seek employment on campus before seeking any off-campus job as on-campus employers tend to be more understanding to your class schedule and school commitments.
If you are still short on funds after grants, scholarships, or federal loans like the Stafford loan you may also want to consider a private student loan. With interest rates at historic lows there has never been a better time to take out a private student loan.
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