Dependent Status Leaves Many in the Lurch | 04.06.09

Posted in FAFSA, Scholarships, Student Loan Links By Kristin Morris

My Monday Rant…

So let me get this straight. You can get your license between the ages of 14 and 18 (depending on your state), you can vote and join the military at 18, and hit the casino’s at 21 with an alcoholic beverage in hand. But for some godforsaken reason you must be 24 to be deemed independent for school purposes according to the Department of Education’s rules. The reason that status is so important is because you can qualify for more aid if you are independent vs. dependent.

It is true that more and more students are remaining home longer these days, but what about those under 24 who are legitimately independent? My cousin Tracy has been on her own since she was 18. She pays for rent, a car loan, and all her other monthly bills (credit card, utilities, cable, etc). Yet when she was completing her FAFSA last year, at the age of 20, it called for parental information because she was under 24. Is that fair?

Who drew the independent line in the sand at 24? You can support yourself, but we want you to list your parents and their six figure salary on your FAFSA so that you get no aid. This is just one of the reasons the FAFSA process is so frustrating for so many.

True, you can apply for a dependency override but those are exceptionally rare according to the DOE.

Many students, like my cousin, are now forced to work until they turn 24 and then go to school once their status is converted to independent. It is so sad.

24 may be a good series on Fox, but 24 in the land of the studentville can be quite cruel.

Post your comments below.


Five most recent Stafford loan help blog posts:


5 Most Recent Student Loans Blog Posts:


The Student Loan Help blog is sponsored in part by:


One Response to “Dependent Status Leaves Many in the Lurch”

  1. Spencer says on April 7, 2009 at 10:27 am:

    I completely agree with this. I live in Texas, which means I have been an adult since I turned 17 three years ago. I moved out of my parents house six months later and have been on my own since then. Tuition, books, and housing cost me $40,000 a year, plus I have a truck payment, insurance, and phone bill. While I work hard to pay my bills, my parents are fairly well off, so I recieve nothing even though, if the government only considered my income, I would qualify for Pell Grants and Broke College Student Funds and any other funds that the Education department has. :) And I’m not as bad off as many others are. I know people who joined the military so that they would be able to pay for college because no one would even give them a loan for school. It’s sad when the people who really want this aren’t even given a chance while others who go to college just to be doing something (and I know some of these people too), get scholarships, grants, and free money that just ends up getting wasted anyway.

    Reply To This Comment

Leave a Reply

By clicking 'Submit Comment', you agree to the Edvisors Terms of Use and Privacy Policy.