Student Loan Help

Portfolio Recommendations for you.

I’m bringing sexy back! Below is what I refer to as my Sexy Six. These are the six items/accounts you simply must have in today’s money hungry world.

1. Checking account: Good for paying bills, setting up direct deposits from your work, paypal accounts, etc.

2. Debit Card: Perfect for emergency situations. Just be mindful of fees. Most don’t charge if you go to one of their ATM machines, but most others do charge a minimal service fee.

3. One major credit card: Good for online purchases, renting a car, and other conveniences. Not to mention it helps build credit!  If you are looking for a credt card you can go here http://www.studentplatinum.com/

4. Interest bearing Savings account: Especially for students. It’s good to have a second account (separate from a checking) where you can save money. Hence the title – savings account.

5. 529 Account: Ideal if you are a parent saving money for your child’s college education. Has many tax benefits and allows you to stay in control of how the funds are disbursed.

6. IRA / 401K account: One of the best ways to save money for your future. These range greatly. Having a diversified portfolio is key.

Did I miss something you feel is a MUST? Leave a comment and let me know!