Other Financial Aid Applications
To qualify for federal aid students must fill out the Free Application for Federal Student Aid (FAFSA). This form determines a student’s eligibility for governmental loans, such as a Stafford Loan, Perkins Loan or PLUS Loan.
With the FAFSA, the government will create a Student Aid Report (SAR) and calculate the student’s Expected Family Contribution (EFC). The lower a student’s EFC, the more aid they will receive by the government.
The student must indicate in the FAFSA which schools they want the SAR to be sent to. Once the FAFSA is complete, research scholarships, talk with your financial aid office about other aid and apply for student loans.
Please read here for more information on the FAFSA.
The following is a list of alternative forms of financial aid applications:
- College Scholarship Search - First and foremost, before a student considers applying for a loan, he or she should seek and apply for as many scholarships as possible to reduce the cost of education.
- CollegeBoard’s College Scholarship Service (CSS) Profile Application - The CSS profile is used by many private colleges and universities and provides an early planning and more in-depth financial reporting tool from which schools make awards of institutionally controlled funds.
- Federal PLUS Loan – Graduates, professional students, and parents of dependent students are eligible to apply for a PLUS loan. To apply, contact your financial aid office.
- Alternative Student Loans – Students whose federal financial aid package falls short of the total cost of education can seek private student loans. Apply online through your chosen lender.
- Study Abroad Loans – Students who plan to study outside of the U.S. full-time are eligible to apply for study abroad loans.
- International Student Loans - Loans for international students studying in the United States.
- School Loan Consolidation – Students who borrow from multiple lenders can consolidate their loans into a single loan.
Make yourself aware of application deadlines because they aren’t all the same! Stay ahead of the game and file your applications well before the start of your next semester or due date. Many programs have a finite amount of aid — applying early can give you an advantage!