Private Student Loans for College Students
Private student loans help supplement your other sources of financial aid, giving you the flexibility to cover up to 100% of your college expenses. Our private student loans come with zero up-front fees and a 2% Graduation Reward. That's a 2% cash reward on your outstanding principal balance at graduation. And you won't have to make any payments while you are enrolled in school at least half-time.
Terms
- Variable interest rates from Prime minus 0.50% to Prime plus 4.75%, based on credit evaluation
- 0.25% repayment interest rate credit when payments are set up for automatic debit from a bank account
- Zero origination fees
- Zero guarantor fees
- Zero prepayment fees
- Zero payments until 6 months after graduation or enrollment in school less than half-time
- 15 year repayment period
- 2% Graduation Reward based on your outstanding principal balance
- Loans up to 100% of your Cost of Attendance minus other aid, based on school certification
Eligibility
Eligibility criteria include:
- You must be a U.S. citizen or a permanent resident
- You must be enrolled at least half-time in a 4 or 5 year undergraduate degree program (eligible schools are listed in the online application)
- You must have a cosigner for your loan application
- You and your cosigner must both pass a credit check
How to Apply
- Identify an adult cosigner and discuss your loan options
- Determine the amount you want to borrow
- Have your Social Security number, driver's license, cosigner information, and two additional references ready
- Click the Apply Now button and follow the instructions to complete your application
- We will check your credit and your cosigner's credit
Get Started Now By Applying Online
