Compare Certified and Direct Student Loans
Alternative Loan Benefits:
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Borrow up to the true cost of education
- Fast eSignature process
Alternative Student Loans help cover the difference between your total cost of education and other financial aid you have received.
Alternative loans can be used to cover educational expenses such as tuition, books, room and board, school fees, student computers, supplies and loan fees.
School-Certified Alternative Loans and Direct to Student Loan Comparison
The school-certified loan is disbursed to the college's financial aid office. In some cases, this type of loan can have a higher approval rating because it is certified by the school.
Apply Now for an Alternative Student Loan »
| School-Certified Loan | Direct to Student Loan | |
|---|---|---|
| Potential higher approval |
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| Requires school certification |
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| Competitive rates and fees |
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Preliminary approval in
as little as 15 minutes |
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| 0.25% interest rate discount for auto-debit |
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| Take up to 15 years to repay |
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| Funds disbursed to the school |
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| Funds sent straight to the applicant(s) |
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For more information: compare the best student loans, view our list of alternative student loan lenders, check out our alternative student loan frequently asked questions page, or simply get started and apply for a alternative student loan.
Student Loan Network always recommends that students explore all of their financial aid options, from scholarships and grants to federal student loans, in addition to learning more about alternative student loans.
